Our Insurance Products

Comprehensive coverage options designed to protect you, your family, and your business.

Personal

Motor Insurance

Comprehensive coverage for your vehicle against accidental damage, theft, and third-party liability.

Comprehensive & Third-Party options
Coverage for accidental damage and theft
Third-party liability protection
Windscreen and entertainment system cover
Emergency medical expenses
+ 2 more features

Minimum Coverage

KES 750,000

Personal

Home Insurance

Protect your home and belongings against fire, theft, natural disasters, and third-party liability.

Building structure coverage
Contents protection
All-risks portable items coverage
Domestic worker protection
Owners liability coverage
+ 2 more features

Minimum Coverage

Flexible

Personal

Travel Insurance

Travel worldwide with peace of mind. Coverage for medical emergencies, luggage, and trip cancellations.

Medical emergency coverage
Medical evacuation
Lost luggage and delay coverage
Trip cancellation protection
Delayed flight compensation
+ 2 more features

Minimum Coverage

Varies by destination

Personal

Personal Accident Cover

24-hour protection against accidental injury with compensation for death and permanent disability.

24-hour coverage (on & off duty)
Death benefit compensation
Permanent total disability protection
Temporary disability coverage
Medical expense reimbursement
+ 2 more features

Minimum Coverage

Flexible

Commercial

Business Combined

Bundled coverage for your business assets, liabilities, and business interruption protection.

Asset all risks coverage
Fire and special perils
Business liability protection
Burglary and theft coverage
Machinery breakdown
+ 2 more features

Minimum Coverage

Based on assets

Commercial

Contractors All Risk (CAR)

Comprehensive cover for civil, construction, and building works against damage and theft during construction.

Contract works coverage
Construction plant protection
Construction machinery coverage
Third-party liability
Surrounding property protection
+ 2 more features

Minimum Coverage

Project-based

Commercial

Marine Cargo

Safeguard your goods in transit with coverage for damage or loss during import/export operations.

All-risks coverage (with exclusions)
Import and export protection
Multiple transport modes
Packaging protection
Security measure coverage
+ 2 more features

Minimum Coverage

Cargo value-based

Commercial

WIBA Plus (Work Injury Benefits)

Comprehensive employee protection covering accidental injury, disablement, and occupational illness.

24-hour on and off-duty coverage
Death benefit (up to 96 months earnings)
Permanent total disability
Temporary disability compensation
Medical expenses (up to KES 100,000)
+ 2 more features

Minimum Coverage

Per employee